Living near the coast offers an undeniable charm. Whether you dream of waking up to the sound of waves crashing against the shore or want to embrace the slower pace of coastal towns, there’s something special about the idea of calling the coast home. However, it’s important to take a realistic view of what life by the sea entails, beyond the scenic views.
Assessing environmental risks: flooding and coastal erosion
The beauty of living by the sea comes with certain environmental risks. Coastal areas can be vulnerable to flooding, especially during storms or high tides. Areas with a history of rising sea levels or heavy rainfall can risk facing frequent flooding, which can damage homes and infrastructure.
Coastal erosion, where the land gradually wears away, is another risk. Over time, the shoreline can shift, sometimes affecting properties near the water’s edge.
Before making the move, you should thoroughly research flood and erosion risks in your chosen area. There are detailed maps and advice on how to assess the risk of these environmental hazards.
Understanding the likelihood of flooding or erosion in your potential new location will help you make an informed decision about whether the property is worth the investment, or if you need to take extra precautions like investing in flood defences or choosing higher ground.
Understanding property maintenance and insurance requirements
While coastal properties are undeniably charming, they come with additional maintenance needs due to their exposure to salty sea air, moisture, and strong winds.
As time goes by these elements can cause corrosion, particularly to metal fixtures, and wear down paint and wood. The combination of these elements can also speed up the degradation of roofs, windows, and foundations. Keeping up with regular maintenance will be the key to preserving the value of your coastal property.
Coastal areas, especially those prone to flooding or erosion, often require more specialised home insurance policies. In these locations, home insurance could help you rebuild if disaster strikes, covering the costs of repairs and replacements in the event of damage. Be prepared to pay higher premiums or invest in additional coverage to ensure your property is fully protected against potential risks.
Evaluating accessibility to amenities and employment opportunities
Among the quiet, peaceful lifestyle it is important to consider the availability of essential amenities and employment options before making the move. While some coastal areas are well-connected, others may be more remote, making access to healthcare, shopping, and schools a challenge. If you rely on regular access to services, it’s worth checking how far you’ll have to travel for your daily needs.
Additionally, coastal towns might not have the same job opportunities as city centres. Depending on your industry, you may find fewer local roles available. If you’re not in a position to work remotely, you could face longer commutes or need to consider relocating for work.
Considering the impact of tourism on daily life
Many coastal areas see a large influx of tourists during the summer months, which can lead to overcrowded beaches, higher traffic, and difficulty accessing local services. While some people enjoy the lively atmosphere, others may find the influx of visitors disruptive.
If you’re thinking about moving to a coastal area, consider how much you value peace and quiet. The balance of tourism can affect the overall character of the town. For example, quieter, off-season months might offer a serene environment, but you may find your peaceful surroundings disrupted in peak season.
Living near the coast offers a unique lifestyle, but it comes with both practical and financial considerations. By fully understanding the risks, maintenance needs, accessibility, and seasonal tourism patterns, you can make a more informed choice about whether this is the right move for you.